★★★★★
They ran four structures side by side and told me which one they would not take. First time a broker talked me out of something.
Whole file handled in German, summary in English for my partner. Offer in two days.
We embedded their calculator on our agency site. That one tool doubled our enquiries.
Two banks had already said no. They found the third and explained why it was a yes.
The affordability sheet was the first document my wife and I both understood.
The loan decision came back the same afternoon. No theatre.
